KGS Financial Services Ltd

Our Services

We are independent financial advisors, so provide fully independent advice, if you are looking for a new arrangement, or just need advice about what you already have, our adviser Keith Smith will be able to help you, just contact him at the above telephone number, email or postal address, or use the Contact Us form.

Investments

Take advantage of tax efficient investments such as ISAs.
Find an investment to meet your ethical and environmental beliefs
You can invest in Stockmarkets, Government Bonds, Corporate Bonds, Fixed Interest, Cash, Unit Trusts, Investment Trusts, Insurance Company Bonds, National Savings.
(Confused? Just ask us for a clear and simple explanation)

Pensions

We arrange new plans, provide help with your existing plans. or advise on old plans from previous employment.

Retirement Income

Not sure what to do with your pension plans and investment now that retirement is here?
You would be surprised by the options open to you and the ways in which you can shelter income from tax.

Protection

We all know somebody who has suffered ill health, lost their job, or who died too young.
Make sure you and your family are protected.
For protection we provide products from a selected panel of insurers.

What you will pay for our services.

We offer a free 1 hour initial meeting, when we can look at your requirements, after this you will be told any costs that will be involved. When arranging new contracts we can be paid by commission or fee, the choice is yours. You will be told the options before proceeding.

What qualifications do we have

Keith Smith worked for major insurance companies as an adviser for over 15 years before becoming an independent adviser in 1991, he is a Fellow of the Chartered Insurance Institute holding the title Chartered Insurance Practitioner, in addition he holds the Financial Planning Certificate, and the Certificate in Mortgage Practice and Advice.